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WPS Payroll Solutions

UAE Exchange is a pioneer in payroll solutions in the UAE, offered under Smart Pay which was created with the intention of empowering corporate entities and their employees.

WPS Payroll Solutions

Smart Pay was first launched by UAE Exchange in 2006 as a solution to the customers’ challenges in getting salaries in cash and on time. Today, it has become an effective, compliant, transparent and reliable mechanism in streamlining the salary disbursal process for both the corporate employers and their employees.

Compliant with the Wages Protection System (WPS), an initiative of the UAE Ministry of Labour and UAE Central Bank to protect the interests of both employers and employees, Smart Pay makes salary processing easy, timely and convenient.

Our principal membership with MasterCard for payroll solutions and minimal documentation procedures guarantee quick, efficient and secure disbursal of salaries to a large number of employees while Smart Pay's sophisticated technology ensures 100% confidentiality and data security.

Smart Pay allows employers to conveniently transfer funds for salary disbursal and enables employees to access their salary via pay-outs at any of the UAE Exchange branches or by using their Smart Pay prepaid card to withdraw from MasterCard-enabled Smart Pay proprietary cash dispensing machines (ATMs) located across the UAE. We have also introduced a Mobile Exchange facility for added convenience by bringing the salary disbursal service right to the customers’ doorsteps.

Our Smart Pay Relationship Managers work closely with clients, providing support for WPS-compliant fund transfers at all UAE Exchange branches. We offer cost-effective customisable payroll solutions to organisations which are WPS-compliant and are located in free-zone areas.

Visit the Smart Pay website for more information on how we can partner with you to innovate and create streamlined WPS-compliant payroll solutions, customised to your business requirements.

To know more about Smart Pay or for registration or for any product-related queries, please call 600-555-550 or email

Existing Smart Pay customers can call +971-02-635-5625 or email for all service-related queries.